Erik Waterman
Vice President– Team Lead
Marietta Home Loans Team · Powered by Affinity Home Lending
Erik Waterman & The Waterman Group
Helping homebuyers and homeowners throughout Marietta, East Cobb and Cobb County find the right mortgage — not just a mortgage.
“Why do we do what we do?”
Our Team knows that you are not just looking for a home or a home loan. You are finding your community. Let us apply our Joy, Knowledge, and Patience towards this process to help you and your family find your way home.
At the Marietta Home Loans Team, we have helped make the dream of homeownership come true for thousands of homebuyers. We are a top 100 nationally ranked firm recognized for outstanding customer service while offering competitive pricing and sound advice for your individual situation.
We offer a range of products, including FHA, VA, US Department of Agriculture, jumbo, and fixed or adjustable rate loans. Whether you are buying, refinancing, or building your home, we can provide you with the right mortgage to meet your specific needs throughout Georgia, Florida and Tennessee.
To give you unparalleled service, we are your point of contact throughout the entire mortgage process – from application through closing. With you every step of the way, we are here to answer your questions and give your loan the careful attention it needs. Whether you apply in person or online, you receive the same unsurpassed service.
Vice President– Team Lead
Senior Mortgage Loan Officer
Client Account Manager
Senior Mortgage Lender
We moved from California to North Carolina as part of our retirement from the Military. Waterman Group at Affinity Home Lending helped us with our home loan and we appreciate their level of service. They were a pleasure to work with. Understood the process and made what we have heard was a nightmare seem easy. Great VA rates!!!!
LTC Terry & Stacy Brady
Waterman Group at Affinity Home Lending was very instrumental in helping our Family. They refinanced two of our homes in Georgia as well as helping us purchase two homes in the Smoky Mountains. They were also instrumental in helping our daughter and her husband purchase their first home in Georgia.
We are very thankful for their service, knowledge, and great rates.
Mark & Cathy Parker
Thanks again for everything Nancy! We closed 4 loans with you- 1 for our dream house, 1 for the beach house, and 2 to help with cash flow in investments. I'm so thankful that Will introduced us and grateful to have this kind of financial security for our family.
I hope you and Erik continue to be safe and well.
Keisha & Eric Hunt
A pre-approval letter is a signed document from a lender stating what purchase price you're approved to finance. It shows a seller and their listing agent that your offer is backed by real underwriting, not just a guess at what you can afford.
Most agents won't show you a home without one, because it confirms you're a qualified buyer before anyone spends time on a showing or an offer. Having a letter ready lets you move the moment you find the right home.
Four questions: the home you're buying, your gross monthly income, your monthly debts, and roughly where your credit score sits. That's the whole application — no pay stubs, no tax returns, no Social Security number, and no credit pull.
Yes. Both the verdict and the signed PDF letter are free — there's no payment step anywhere in the process.
We lend in Florida, Georgia, South Carolina, North Carolina, Tennessee, Virginia, Alabama, Texas, Colorado, Mississippi, and California.
Conventional, VA, FHA, USDA, Jumbo, and Refinance, plus specialty programs including Bank Statement, Investor Cash Flow, Asset Qualifier, and Foreign National loans.
Call or text (678) 463-5409, email ewaterman@affinityhomelending.com, book a call online, or visit us at 84 Church Street St A, Marietta, Georgia 30060.
ewaterman@affinityhomelending.com
84 Church Street St A
Marietta, Georgia 30060