Marietta Home Loans · Powered by Affinity Home Lending
Erik Waterman & The Waterman Group
Helping Marietta, East Cobb and Cobb County homebuyers find the right mortgage strategy — not just a mortgage. Purchase · Refinance · VA · FHA · USDA · Jumbo · Investment.
When someone in Marietta asks who to call for a mortgage, we want a real, local, expert answer — a professional who lives and works in the communities we serve.
We live and work in the communities we serve — Marietta, East Cobb and Cobb County.
You'll have a real mortgage professional guiding you from application through closing.
We don't simply quote a rate. We compare the financing strategy against your goals.
We shop for competitive mortgage solutions while focusing on the total cost of the loan.
Every major loan type, explained plainly — pick the one that fits and see who it's for.
As little as 3% down for eligible buyers, with removable mortgage insurance.
Commonly 3.5% down with more flexible credit guidelines.
Zero down and no monthly mortgage insurance for eligible veterans and service members.
Zero-down financing in USDA-eligible areas, with household income limits.
Financing above the conforming loan limit for higher-priced homes.
Local financing for East Cobb and greater Cobb County.
Step-by-step: pre-approval, shopping, offer, underwriting and closing.
Estimate your monthly payment and what you may be able to afford.
Your Marietta mortgage banker (NMLS #158339) and the "Ask Erik" FAQ.
A signed letter in about a minute — no credit pull, no SSN.
Practical guides on affordability, loan programs and the local market.
Erik Waterman and The Waterman Group are a local Marietta mortgage team, powered by Affinity Home Lending, based at 84 Church St, Ste A in Marietta. We help homebuyers and homeowners across Marietta, East Cobb and Cobb County with Conventional, FHA, VA, USDA and Jumbo loans, and offer a free online pre-approval letter.
Common programs include Conventional (as little as 3% down for eligible buyers), FHA (commonly 3.5% down), VA (zero down for eligible veterans and service members), USDA (zero down in eligible areas) and Jumbo for amounts above the conforming limit. The right fit depends on your credit, down payment and goals.
You can get a free, signed pre-approval letter online in about a minute — it asks only for the home you're buying, your gross monthly income, your monthly debts and roughly where your credit sits. There's no credit pull and no Social Security number required.
Yes. We serve East Cobb, Marietta and Cobb County, and are licensed in Georgia (GA# 42129) plus FL, SC, NC, TN, VA, AL, TX, CO and MS.
