Marietta Home Loans · Loan Programs
A hard-earned benefit: zero down, no monthly mortgage insurance, and competitive terms for eligible veterans and service members in Marietta, East Cobb and Cobb County.
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service members and certain surviving spouses. Its two biggest advantages are no required down payment and no monthly mortgage insurance — which can make a meaningful difference in your monthly payment.
VA loans work well throughout Georgia, including Marietta, East Cobb and Cobb County, with a large veteran and military community in the metro area. You'll need a Certificate of Eligibility (COE) and the home must be your primary residence and meet VA appraisal standards. We'll help you confirm eligibility and get the paperwork in order.
These are standard, publicly published program guidelines, not a rate quote or an offer of credit. Your actual terms depend on your full application, entitlement and current guidelines.
VA loans are for eligible veterans, active-duty service members, certain members of the National Guard and Reserves, and some surviving spouses. Eligibility is confirmed with a Certificate of Eligibility (COE), which we can help you obtain.
For most eligible borrowers, yes — VA loans allow 100% financing with no required down payment on a primary residence, subject to the lender's guidelines and your entitlement.
No. VA loans do not have monthly mortgage insurance. There is instead a one-time VA funding fee, and some borrowers — such as those with a service-connected disability — may be exempt from it.
The VA funding fee is a one-time fee that helps sustain the VA loan program. The amount varies based on factors like your down payment and whether it's your first use of the benefit, and it can often be financed into the loan. Certain veterans are exempt.
Yes. VA loans work throughout Georgia, including Marietta, East Cobb and Cobb County, for eligible borrowers buying a primary residence. We'll help you confirm eligibility and get your paperwork in order.
Get a free, signed pre-approval letter in about a minute, or talk it through with Erik.
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